Insurance

Limited Insurance: Defendant driver was not the registered owner in this four-vehicle collision. The registered owner's maximum property damage responsibility pursuant to Vehicle Code Section 17151 was capped at $5,000. Liability was not disputed. Defendant driver claimed to be homeless and insolvent. Settled.
Insurance Bad Faith Allegation: Plaintiff alleged insurance bad faith and filed a complaint for insurance bad faith, breach of contract, breach of the covenant of good faith and fair dealing. Plaintiff sought compensatory, punitive damages, and attorneys' fees under Brandt. The parties previously signed White Waivers. Plaintiff’s home was flooded as a result of a leaking pipe. The defense asserted that the leak occurred over an extended period of time and denied the claims. There was evidence that the pipe was leaking for an extended period of time due to the mold and water stains on the drywall. Case settled at mediation.
Subrogation Action: Plaintiff sought to recover property-related damages from an auto accident. Newly discovered information at mediation revealed that Defendant was in fact insolvent and that a supplemental financial declaration was needed to close the case. Settled.